josefina907Jul 18, 20222 minMortgage Loan ChoicesWhat types of loans are there? When it comes to finding a mortgage, the possibilities are endless. However, being overwhelmed by choice...
josefina907Jun 24, 20222 minMortgage Jargon for New Home BuyersRegardless of how tight or how soft the real estate market is, people always dream of homeownership. Many first-time home buyers...
josefina907Apr 20, 20222 minMortgage Rates 101, Part 1: What is a Mortgage?When people want to buy something now, but don’t have (or don’t wish to spend) the cash to buy it outright, they can instead use a loan...
josefina907Apr 20, 20225 minMortgage Rates 101, Part 2: Basic Parts of a MortgageKey Concepts Mortgage rates are interest rates on home loans There are really TWO mortgage rates: the interest rate (or “note rate”)...
josefina907Apr 20, 20222 minMortgage Rates 101, Part 3: What is an APR?Key Concepts APR attempts to factor in upfront costs to deliver a true “cost of financing” which is typically higher than the interest...